Types of Financial Aid

Federal Programs


Atlanta Technical College offers several types of federal aid which is referred to as Title IV aid. These programs are the Federal PELL Grant, the Federal Supplemental Opportunity Grant, Federal Work Study and Federal Direct Loans. To receive federal aid, students must be enrolled in a Title IV eligible program and must complete the Free Application for Federal Student Aid (FAFSA).

To view the list of all academic programs and financial assistance, click here.

ATC's Title IV Institution Code udesd on the FAFSA is 008543.

To qualify for most types of federal aid, students must:

  • Be enrolled as a student in an Title IV eligible program
  • Be a U.S. citizen or eligible non-citizen
  • Have earned a High School diploma or equivalent
  • Be registered with Selective Service, if required
  • Not be in default on a federal student loan or owe a refund on a previously received grant. Agree to use any funds received for educationally related purposes
  • Maintain Satisfactory Academic Progress (SAP) in accordance with ATC policy
  • Certify that they will not engage in the unlawful manufacture, distribution, possession, or use of a controlled substance
  • Have not attained a baccalaureate or first professional degree
  • Meet other program requirements

Federal Pell Grant

Students who demonstrate financial need, who are enrolled in a Title IV eligible program, and who have not received a bachelor’s degree may qualify for this grant. Eligibility is determined by the Expected Family Contribution (EFC) as calculated using information provided by the student/parent on the FAFSA. The amount of Pell Grant ranges up to $6095 per academic year effective Fall 2018.


Federal Supplemental Educational Opportunity Grant (FSEOG)

Students who demonstrate extreme financial need may qualify for FSEOG. This federal grant is awarded based on the student’s EFC and the availability of funds. Eligibility is based on a first come-first served basis. Only students who are Pell Grant eligible may receive this grant. This fund is extremely limited and not all eligible students may receive funds.


Federal Work Study (FWS)

The Federal Work Study Program provides employment for Title IV eligible students who demonstrate financial need. FWS gives students the opportunity to work in different environments. Positions are available on campus or in a community service position on a part-time basis. Students are paid no less than minimum wage and usually work up to 20 hours per week. Students are awarded Federal Work Study funding up to their Cost of Attendance. Funding is limited as prescribed by the U.S. Department of Education. Please contact us at workstudyFA@atlantatech.edu regarding open positions.

Atlanta Technical College Foundation Scholarships


The Atlanta Technical College Foundation is pleased to share the 2020 Fall Scholarships.

Click here to apply
United Way of Greater Atlanta Financial Empowerment Services Cash Assistance Program

The United Way of Greater Atlanta Financial Empowerment Services Cash Assistance Program is to provide students with immediate funding to meet hardship needs beyond the ordinary educational expenses met through financial aid. The cash assistance amount will be determined based on the need of an applicant and the maximum amount of funding available at the time of the request.


AGL Resources Scholarship

AGL Resources funds scholarships to support students who are majoring in Air Conditioning Technology, Business Management Degree or Diploma Business Technology-Degree or Diploma, Construction Management, Electrical Systems Technology, Marketing Management Degree or Diploma, and PC Repair & Network Technical Specialist.


Arlane O. Robinson Scholarship

The Arlane O. Robinson Scholarship will be used to support, in perpetuity at Atlanta Technical College. This scholarship reflects the desire of the Robinson Family to encourage and reward academic achievement, across all program areas, and to foster career development for the identified Scholars.


Bryant A. Lee Memorial Scholarship

The purpose of the scholarship shall be to reward academic excellence and encourage students to pursue an automotive technician career.

  • Applicants must be enrolled as a full-time (12 semester hours or more) student in the automotive technology credit program of study.
  • Applicants must possess a minimum grade point average of 2.5 (based on a four-point system).

Phoenix Patriot Foundation Veteran Scholarship Program

The mission of Phoenix Patriot Foundation is to provide direct support to injured and combat wounded veterans who served post 9-11 enabling them to fully Recover, Reintegrate, and Remain Engaged in serving America.

  • Be an Honorably Discharged Post 9/11 Veteran who was injured or combat wounded.
  • Have a GPA of at least 2.0 and have completed at least 12 credit hours of study.
  • Describe in an essay (500 words or less) your goals and objectives with a clear vision of how you will pursue your next passion in life.
  • Agree to allow the Phoenix Patriot Foundation to share your story and attend at least one activity each semester.

Atlanta Technical College BMW Student Scholarship

The purpose of the BMW scholarship fund is to reward academic excellence and encourage students to pursue an automotive technician career with BMW.

  • Applicants must be enrolled as a full-time (12 hours or more) student in the automotive program seeking a career opportunity with BMW. Applicants must be in their program of study for at least two (2) semesters, and must have taken AUT 120, AUT 122, and AUT 124 prior to making application for the scholarship
  • Applicants must posses a grade point average of 3.0 or higher (based on a four-point system)
  • Applicants must apply for financial aid within the college. If awarded, the scholarship will supplement any financial aid a student receives.

The Brenda Watts Jones Memorial Foundation Student Scholarship

The purpose of The Brenda Watts Jones Memorial Foundation Student Scholarship Fund is to reward academic excellence and encourage students to pursue technical education in the following areas: Aircraft Mechanic, Emergency Medical Technician, Database Administrator, Practical Nursing, Pharmacy, Diesel Mechanic, Hotel Manager, Dental Lab Technician, Graphic Designer, Health Information Technician, Firefighter, Paralegal, Plumber, Marketing Manager, Heating & Air Technician, Dental Assistant, Drafter, and Medical Assistant.

Additionally, the following categories of students are urged to apply:

  • Current or prospective students who are employed and seek to enhance their professional credentials or license; and
  • Single students (male or female) with children.
  • Applicants must have a 3.0 or higher cumulative grade average.

Dr. Brenda Watts Jones Allied Health Scholarship

The purposed of this scholarship is to financially assist students who are enrolled in an "Allied Health" program. Programs include but are not limited to - Bio-science Technology, Dental Assisting, Dental Hygiene, Dental Laboratory Technology, Healthcare Science, Health Information Technology, Medical Assisting, Medical Laboratory Technology, Nursing, Physical Therapy Assistant, Radiologic Technology, and Surgical Technology.

  • Applicant must be enrolled as a full-time student (12 credit hours or more)
  • The student must have a grade point average of 3.0 or higher

The Atlanta Technical College Retirees Student Book Scholarship

As an opportunity to give back in honor of the many students they have served the Atlanta Technical College Retirees Scholarship recognizes top students to encourage them to accomplish their educational goals. The funds awarded can assist the student with books, tools, program uniforms.

  • Applicants must be enrolled as a full-time (12 semester hours or more) student in a credit program of study.
  • Applicants must possess a minimum grade point average of 2.5
  • Applicants must provide a copy of their banner web transcript and grade report from the most current semester (summer or fall 2016). The transcript must also indicate that the student will be enrolled full time for spring 2017 semester (semester of award).
  • Applicants must submit a typed, double-spaced, one-page essay on why they should receive the scholarship and how it will aid them in completing their technical education.

The Steve and Charlotte Howard HVAC Scholarship

The Steve and Charlotte Howard HVAC Scholarship rewards academic excellence and encourages student to pursue the Air Conditioning Technology Diploma program.

  • Applicant must be enrolled in the Air Conditioning Technology Diploma program
  • Applicant must have a 3.0 or higher cumulative grade point average

State Aid Programs


HOPE – Helping Outstanding Pupils Educationally – is Georgia’s unique scholarship and grant program that rewards students with financial assistance in degree, diploma, and certificate programs at eligible public and private colleges and universities and public technical colleges in Georgia.

HOPE is funded entirely by the Georgia Lottery for Education, which also funds Georgia’s statewide pre-kindergarten program. Since the HOPE Program began in 1993, over $6.4 billion in HOPE funds have been awarded to more than 1.5 million students attending Georgia’s colleges, universities, and technical colleges. You can benefit from HOPE in several ways:

General Eligibility Requirements:

  • Be a legal resident of Georgia;
  • Meet academic achievement standards required by the program or the college;
  • Be registered with Selective Service, if required;
  • Be in compliance with the Georgia Drug-Free Postsecondary Education Act of 1990;
  • Meet HOPE’s U.S. citizenship or eligible non-citizen requirements;
  • Be in good standing on all student loans or other financial aid programs;
  • Not have exceeded the maximum award limits for any HOPE program; and
  • Meet enrollment requirements.

The Dual Enrollment program, REACH Scholarship, HERO, Public Safety Memorial Grant, HOPE Scholarship, HOPE Grant, HOPE Career Grant and Zell Miller Scholarships pay a certain amount for tuition. The amount of the award depends on the type of school the student is attending, the number of credit hours the student is enrolled in and the specific rates of the college.

If you are unable to view the documents below, you may download Adobe Acrobat Reader here.


Dual Enrollment

The Dual Enrollment Program provides for participation in Dual Credit Enrollment for Eligible High School and Home Study students. These students earn post secondary credit hours while simultaneously meeting their high school graduation or Home Study completion requirements. For more information, please review the Dual Enrollment program eligibility requirements.


REACH Georgia

REACH Georgia is a need-based youth development and scholarship program with specific financial, academic, and behavior eligibility requirements. The purpose of the REACH Program is to increase academic persistence and achievement of Georgia’s middle and high school students and to increase college access and success for Georgia’s low-income and underserved populations. Private and public donations fund the scholarships. For more information, please review the REACH Georgia program eligibility requirements.


HERO Scholarship

Georgia’s HERO Scholarship program provides educational scholarship assistance to members of the Georgia National Guard and U.S. Military Reservists who served in combat zones, and the children and the spouses of such members of the Georgia National Guard and U.S. Military Reserves. For more information, please review the Georgia HERO Scholarship program eligibility requirements.


Georgia Public Safety Memorial (GPSM)

The Georgia Public Safety Memorial (GPSM) Grant provides grant funds to the dependent children of Georgia Public Safety Officers who were permanently disabled or killed in the line of duty. Funds may be used towards the cost of attendance at eligible colleges, universities or technical colleges in Georgia. For more information, please review the Georgia Public Safety Memorial Grant eligibility requirements.


The HOPE Scholarship

The HOPE Scholarship Program is for students that have demonstrated academic achievement and that are seeking a college degree. There are several ways to become eligible for the HOPE Scholarship, either by graduating from high school as a HOPE Scholar or by earning it while in college. For more information, please review the HOPE Scholarship program eligibility requirements.


The HOPE Grant Program

The HOPE Grant Program is for students seeking a technical certification or diploma, regardless of the student’s high school grade point average or graduation date. For more information, please review the HOPE Grant program eligibility requirements.


The Zell Miller Scholarship Program

The Zell Miller Scholarship Program is for students who have demonstrated academic achievement and that are seeking a college degree. Generally, to become eligible, a student must graduate from an eligible high school with a 3.70 GPA and a minimum score on the SAT/ACT. For more information, please review the Zell Miller Scholarship program eligibility requirements.


The Zell Miller Grant Program

The Zell Miller Grant Program is for students seeking a technical certificate or diploma, regardless of the student’s high school grade point average or graduation date. To be eligible for the Zell Miller Grant, a student must earn and maintain a minimum 3.5 cumulative post secondary GPA. For more information, please review the Zell Miller Grant program eligibility requirements.


The Hope GED Grant Program

The Hope GED Grant Program is available to students who earned a General Education Development (GED/high school equivalency) diploma awarded by the Technical College System of Georgia after June 30, 1993. The Grant provides a one-time $500 HOPE award that can be used towards tuition, books, and other educational costs at an eligible public technical college or public or private college or university. Full-time enrollment is not required. Students must use their HOPE GED Grant award within 24 months of the date of their GED diploma. For more information, please review the HOPE GED Grant program eligibility requirements.


The HOPE Career Grant

The HOPE Career Grant, formerly known as the Strategic Industries Workforce Development Grant, is available to HOPE Grant-qualified students who enroll in select majors specifically aligned with one of 12 industries in which there are more jobs available in Georgia than there are skilled workers to fill them. Please review the HOPE Career Grant eligibility requirements and a list approved programs.


The Student Access Loan (SAL) Program

The Student Access Loan (SAL) Program is for eligible students attending an eligible USG (University System of Georgia), Private or TCSG (Technical College System of Georgia) post secondary institution in Georgia. The SAL is a 1% fixed rate loan, designed to assist undergraduate and technical college students who have a gap in meeting their educational costs. Please review the SAL Loan requirements.

Click here for the SAL application disclosure information.

Federal Direct Stafford Loans (Subsidized and Unsubsidized)


Atlanta Technical College participates in the William D. Ford Direct Loan Program (Direct Loans). Federal loans are borrowed funds that you must repay with interest. Federal student loans allows students and their parents to borrow money to help pay for college through loan programs supported by the federal government. They have low interest rates and offer flexible repayment terms, benefits, and options.

Effective Fall 2016: All Federal Direct Loans will be disbursed in (2) equal payments each semester for students who are registered in Term 1 and/or Term 2 courses. After the disbursement has occurred, Atlanta Technical College Fiscal Affairs Office has up to 14 business days to issue refunds.

Fall 2019 Disbursement Schedule

All first-year, first-time undergraduate borrowers are required to wait 30 days after the first day of your enrollment period (semester, trimester, etc.) for your first disbursement (Refunds will be issued 14 business days after disbursement date).

  • Disbursement 1 : August 26, 2019
  • Disbursement 2 : September 9, 2019
  • First-year, First Time Borrowers : September 10, 2019

Responsible Loan Borrowing

Direct Subsidized Loan

Direct Subsidized Loans are for undergraduate students only effective July 1, 2012 with financial need. Students are not charged interest while enrolled at least half-time and during grace periods and deferment periods. After graduation, leave school, or drop below half-time enrollment, students have a period of time before beginning repayment. This “grace period” will be Six months for both loans.


Direct Unsubsidized Loan

Direct Unsubsidized loans are for graduate and undergraduate students. Students are not required to demonstrate financial need to receive a Direct Unsubsidized Loan. Interest accrues (accumulates) on an unsubsidized loan from the time it’s first paid out. Students can pay the interest while enrolled and during grace periods and deferment or forbearance periods, or students can allow it to accrue and be capitalized (that is, added to the principal amount of your loan). If students choose not to pay the interest as it accrues, this will increase the total amount required to repay because students will be charged interest on a higher principal amount. After graduation, leave school, or drop below half-time enrollment, students will have a period of time before repayment. This “grace period” will be Six months for both loans.


Loan Entrance Counseling

All students taking out Federal Direct Subsidized loans or Federal Direct Unsubsidized loans and have not previously received a Subsidized or Unsubsidized loan under the Federal Direct Loan program or a Subsidized or Unsubsidized Stafford Loan under the Federal Family Education (FFEL) Program are required to complete the Entrance Loan Counseling.

Upon completing the FAFSA, students who qualify are automatically offered Federal Direct Subsidized and/or Unsubsidized loans. All first time borrowers must log onto BannerWeb to accept their awarded loan amount and complete both Loan Entrance Counseling and Master Promissory Note requirements. Both requirements must be completed by logging onto studentloans.gov.


Exit Loan Counseling

Exit counseling is required by federal law for all students who received federally funded student loans. The counseling session provides loan repayment, grace period, billing options, collects updated borrower information and provides your rights and responsibilities as a loan recipient. If you borrow federal student loan funds and you withdraw, stop attending school, or are enrolled in less than 1/2 time (0<6 credit hours) you are required to complete the exit counseling session. The exit counseling requirement must be completed by logging onto studentloans.gov.

To complete the exit counseling you will need:

  • Established FSA ID username and password (Same information used to digitally sign the FAFSA)
  • Social Security Number
  • Date of Birth
  • Driver’s license number
  • Permanent email address
  • Names, addresses, telephone numbers of 3 references

As an undergraduate student, how much can I borrow each year?
Year Dependent Students Independent Students
First-year undergraduate annual loan limit $5,500—No more than $3,500 of this amount may be in subsidized loans $9,500—No more than $3,500 of this amount may be in subsidized loans.
Second-year undergraduate annual loan limit $6,500—No more than $4,500 of this amount may be in subsidized loans. $10,500—No more than $4,500 of this amount may be in subsidized loans.
Subsidized and unsubsidized aggregate loan limit $31,000—No more than $23,000 of this amount may be in subsidized loans $57,500 for undergraduates—No more than $23,000 of this amount may be in subsidized loans.
What are the Interest rates for Federal Student loans?

The interest rate varies depending on the loan type and (for most types of federal student loans) the first disbursement date of the loan. The table below provides interest rates for Direct Loans first disbursed on or after July 1, 2016.

*Interest Rates for Direct Loans First Disbursed on or After July 1, 2018 and Origination Fees

Loan type Borrower Type Loans first disbursed on or
after 7/1/18 and before 7/1/19
Direct Subsidized Loans Undergraduate 5.05%
Direct Unsubsidized Loans Undergraduate 5.05%

All interest rates shown in the chart above are fixed rates for the life of the loan. Note: The interest rates for federal student loans are determined by federal law. If there are future changes to federal law that affect federal student loan interest rates, FA office will update this page to reflect those changes.


*Loan Origination Fees for Direct Subsidized Loans and Direct Unsubsidized Loans (Effective October 1, 2018). Loans first disbursed prior to Oct. 1, 2017 have different loan fees. Please contact the Department of Education for additional information – Call: 800.433.3243.

First disbursement date Loan fee
On or after Oct. 1, 2017, and before Oct. 1, 2018 1.066%
On or after Oct. 1, 2018, and before Oct. 1, 2019 1.062%

As set forth in its student catalog, Atlanta Technical College does not discriminate on the basis of race, color, creed, national or ethnic origin, sex, religion, disability, age, political affiliation or belief, genetic information, veteran status, or citizenship status (except in those special circumstances permitted or mandated by law). For further information regarding these laws (Title VI and IX) contact Mattie Goss, Director of Student Services, Academic and Student Affairs Division, Atlanta Technical College, Academic Building, C1111B, 404.225.4446. Email: mgoss@atlantatech.edu.

To request reasonable accommodations upon enrollment (Section 504/ADA), contact Mattie Goss, Director of Student Services, Atlanta Technical College, Academic and Student Affairs Division, Academic Building, C1111B, 404.225.4446. Email: mgoss@atlantatech.edu.

Faculty and staff with questions about equity or reasonable accommodations should contact Human Resources, Cleveland Dennard Building, suite B-180A, Atlanta Technical College, 1560 Metropolitan Parkway, SW, Atlanta, GA 30310. 404.225.4446. Email: mgoss@atlantatech.edu.